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Which bank gives credit cards easily in India?

No matter how good of a financial background you have, being able to back up finances in emergencies is a fear that never fades away. If you dare to defy all sorts of distractions and keep yourself focused and financially disciplined then credit cards are the best financial tool you can ever have. But, it takes approximately ten business days after the approval for your best credit cards to reach your doorstep. Hence, you might think that in emergencies waiting that long for money may not be feasible. Don’t worry we have a solution for that too- Instant approval credit cards. The instant credit cards give you the card number immediately after the bank approves it. Isn’t it amazing?

In this article, we bring to you the top three banks that give credit cards easily and instantly in India. Backing you up in your emergencies so let’s start :

Top 3 banks that give credit cards easily in India 

1️)HDFC Bank Instant Approval Credit Card

You must have heard about HDFC, keeping its legacy of providing amazing services to us. It has taken the initiative of bridging the gap between you and your dream credit card. Considering the financial empowerment credit card provides during emergencies, HDFC believes in making credit cards a must-have accessory in your wallet rather than a luxury. HDFC provides 100% secure credit cards with instant activation and ownership.

If you get a credit card instantly, the HDFC takes you to an end-to-end instant digital application page. From the page, you can get issuance at a single click. An e-card copy of a credit card in a password-protected file that you can use for online purchases is shared with you once your card gets approved.

Top Features :

  • Validity: Your e-card is valid till you receive and activate your physical credit card in the nearest HDFC Bank Atm. 
  • Limit: During the first four months of using the instant approval credit card you can enjoy benefits worth Rs 4000.

2) Bajaj Finserv RBL Bank Super Card

Bajaj Finserv is India’s most diversified NBFC catering needs of every type of customer. It has collaborated with RBL an Indian Private Sector Bank to introduce an instant credit card with a vision of providing a perfect solution for your urgent needs. 

With Bajaj  Finserv RBL Bank Super Card you can get a personal loan for 90 days at no processing fee and a merge interest rate of 1.16%. Please note that the amount of the loan depends on your cash limit.

Top Features:

  • Complementary health benefits:  You get complimentary health benefits worth Rs14000 when using the Bajaj Finserv health app as a cardholder.
  • Discounts: This card entitles you to amazing discounts on shopping by using this card.
  • EMIs: As a cardholder, you get the benefits of converting your purchases worth 3000 or more into EMIs.
  • Interest-free period: For up to 50 days you get an interest-free period on your ATM withdrawals.

3)Kotak 811 #Dream Different Credit Card

As the name suggests Kotak 811 #Dream Different Credit Card is one of the must-have dream credit cards. It is one of the best credit cards in India offering amazing benefits with an instant approval facility.

Top benefits:

  • Reward Points: By spending more than Rs 5000 in the first 45 days of activating your  Kotak 811 #Dream Different Credit Card you get 500 reward points.
  • Cashback: A cashback of Rs 750 is entitled to you if you spend Rs 75000 by using  Kotak 811 #Dream Different Credit Card.
  • Urgent cash withdrawals: In case of urgent cash withdrawals no interest is levied on you up to 48 days of advance cash withdrawal.
  • Low processing fee: The processing fee is Rs 300 for every Rs10,000 withdrawn.
  • High withdrawal limit: You can withdraw up to 90% of your overall cash limit at a time by using  Kotak 811 #Dream Different Credit Card.

With credit cards, you can easily tackle any emergency that comes your way. These credit cards not only financially support you in an emergency but also help you in restoring your mental peace. It’s time for you to make the best of this opportunity and save this article for your future reference. We wish you a peaceful financial journey ahead. All the best!


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