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How to Apply for an ICICI Credit Card?

ICICI credit cards have a lot of benefits and this is the reason why many people apply for the ICICI credit cards. On the other hand, ICICI Bank offers a wide range of credit cards for various categories like Travel, Cashback, Shopping, Reward Points, Fuel, and many others. So, if you are willing to apply for the ICICI credit card then you must know the process to apply for it. It is a long process to finally get a card from the bank. You will have to go through the process and then only you will get the ICICI card. In this article, you can check the process to apply for the ICICI credit card if any feature of the card has amazed you.

Process to Apply for the ICICI Credit Card

There are three major steps that have to be followed when you apply for the ICICI credit card. You can use any online platform to get the ICICI card.

Submission of Application Form

Filling up the ICICI credit card application form is the first step of getting the ICICI card. You can either apply on the official website of the ICICI bank or any other partnered website. All you have to do is to provide the basic details like Name, Income, Company Name, PAN, Date of Birth, and Contact Number.

Once you fill in the above details, the bank’s representative will call you on the contact number provided by you. You can discuss the credit card features and other details about it. You can even clear all your doubts from the representative if you have related to the ICICI bank credit card. 

The representative will answer all the questions you ask him about the card. Even he will give you the best option that fits your eligibility. 

Eligibility Check and Documents Verification

In the second major step, the bank’s representative will check your eligibility, whether you are eligible to apply for the card or not. He will ask about your income, current employment, and age to check your eligibility. Once he finds you eligible, he will talk further about the credit card application process.

Now, you will have to submit valid documents to the bank that will support your eligibility. The bank will verify all the documents and check whether they support your eligibility. If your documents don’t support your eligibility then your credit card application will be rejected. If your documents are valid and support your eligibility then you will reach the approval step.

Confirmation and Approval

After the document verification, your credit card application will be moved to the next step for approval. Once the bank approves your application, you will receive a confirmation on your registered mobile number and your credit card disbursal process will start. You will get the credit card on your Residential Address provided by you in the documents. It will take 10-15 days to get an ICICI credit card delivered home. This is how you can apply for the ICICI Bank credit card and use it for making various transactions.


You know that ICICI Credit Cards are one of the Best Credit Cards in India because they have unique features and benefits. But the problem with many individuals is that they don’t know how to apply for the ICICI credit card and the whole procedure until approval. Therefore, we have mentioned all the key steps that are involved as soon as you apply for the card. We hope now you are aware of the fact that submitting the credit card application form is not enough because there is a lengthy procedure ahead.


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