Slice cards and Uni pay 1/3rd cards are different from traditional credit cards. Both Slice card and Uni pay 1/3rd card involve relatively fewer charges and fees than a conventional card. Moreover, you don’t need to show your CIBIL score to be eligible for the card. Therefore, new credit cardholders prefer these cards. Slice card and UNI cards to have a lot of similarities and critical differences. In this blog, we will be talking about the differences between the cards. If you are new to credit cards, this blog will help you discover that.
Let’s talk about both the cards one by one:
Uni pay 1/3rd card:
It is a buy now pay later card. With this card, you can choose to pay your monthly card expenses in three parts in three months at no additional cost. The card can be beneficial in a time of financial distress. The card was launched by Uniorbit Technologies (UNI) in collaboration with RBL Bank, State Bank of Mauritius and Liquiloans.
Slice super credit card was launched by the slice. With this card, the holder can pay the monthly bill in three months with no extra charges and 6 and 12 months with charges. The card has cashback offers that we will discuss in the next section.
The features and benefits of Uni pay 1/3rd credit card:
No annual fees or joining fees:
The Uni pay 1/3rd credit card charges no annual fee or joining fees. Thus, it is a lifetime free credit card.
Spend anywhere and everywhere:
You can choose the card for buying anything from groceries and essentials, bills and Utilities, or fashion sales.
Age to apply:
Anyone above 21 years can apply for a Uni pay 1/3rd card.
Pay in three parts over three months:
The card is the first of its kind in India that allows its customer to pay the dues of their monthly spend in three-part over three months with no extra charges.
Pay in 1 month for cashback:
You can win a cashback prize if you pay within the 30 days free credit period.
UNI card acceptance:
99.9 percent of the merchants across the country accept Uni pay 1/3rd card.
Data protection and security:
The card also comes with data protection, safety, and encryption of your data, ensuring that no one can counterfeit it.
The feature and benefits of the Slice card:
No credit score required:
The applicants do not need to have a credit score to apply for a slice card. Therefore, slice cards have become a lot more accessible than traditional cards. Slice benefits: Slice benefits are additional discounts that your card offers on ordering from websites such as Uber, Zomato and Amazon.
Slice card acceptance:
99.95% of merchants across the country accept slice cards. No annual fees or joining fees: The card involves no joining fees. It also has no annual fees. Thus, it is a lifetime-free card.
The cardholders enjoy cash backs on every transaction.
EMI option for 3, 6 or 12 months:
The payback option in the slice card is of 3, 6 or 12 months. If the cardholder pays back in 3 months, no charges are involved. However, in paying after 3 months, some charges are involved.
Age to apply:
Anyone above 18 years can apply for a slice card.
Differences between the cards:
Both are pretty similar but have some crucial differences that will help you decide which card would be best for you. Applicants above 18 years can apply for a slice card, whereas to apply for a uni card, the applicant needs to be above 21 years of age. Slice cards also offer additional discounts on ordering from online websites such as Zomato and Amazon. No such offer is available on the uni card. However, the charges involved in the uni card are less than that of the slice card.
Slice credit card and Uni pay 1/3rd card are suitable for applicants new to credit cards. They do not have a lot of charges.
Moreover, you have the facility to pay back in instalments. If you like the features of the cards, you can apply for a card that suits your requirements. However, before that, make sure to compare and check the cards offering the same feature to make a good decision.
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