If you are a foodie or a person who loves going on food adventures, you should probably consider getting yourself a credit card that supports your love and passion for culinary delights. The Indian market is abuzz with a plethora of dining credit cards that provide you upfront discounts and attractive offers on dining. Before going to the next eatery in your bucket list, make sure to have any of these stellar best dining credit card in your wallet.Â
HDFC REGALIA CREDIT CARD
DINING BENEFITS
Exclusive complimentary dining passport membership which offers:
- Flat 25% off at 2000+ premium restaurants
- 1+1 on buffet at 200+ restaurants
- Additional 5% off on paying using Dineout Pay linked to Regalia credit card
- Zero convenience fee
- Early access to food festivals and events
FEES
- Joining fee/ renewal fee – ₹2500 + applicable taxes
ELIGIBILITY
- For Salaried Indian nationals
- Age bracket: 21 – 60 years
- Net Monthly Income: more than ₹1 lakh
- For Self Employed Indian nationals
- Age bracket: 21 – 65 years
- ITR: more than ₹12 lakhs p.a.
SBI CARD PRIME
DINING BENEFITS
- 10 reward points for every ₹100 spent on dining and groceries
- Pay your outstanding bills with reward points – 4 reward points = ₹1
- Pizza Hut e-voucher worth ₹1000 on achieving annual spend of ₹50000 in a calendar quarter
- Complimentary Trident Privilege and Club Vistara membership
- 20 reward points on every ₹100 spent on your birthday
FEES
- Annual fee (one-time) – ₹2999 + applicable taxes
- Renewal fee – ₹2999 + applicable taxes
ELIGIBILITY
- Age bracket: 18 – 70 years
- Applicant can be an Indian resident or a non- resident
- Add-on-card holders must be above 15 years of age
KOTAK DELIGHT PLATINUM CREDIT CARD
DINING BENEFITS
- Easy access anywhere and anytime – Coffee shops/ fast food joints/ pubs/ restaurants
- 10% cashback on dining with a minimum monthly spend of ₹10000 on all other categories other than dining and entertainment
- Maximum cashback of ₹600 including both dining & entertainment transactions will be given in a monthly billing cycle
FEES
- Joining fee: ₹1999
- Annual fee: ₹299
ELIGIBLITY
- Age bracket: 21 – 65 years
- Applicant must be an Indian resident
- Add-on-card holders must be above 18 years of age
CITI CASHBACK CREDIT CARD
DINING BENEFITS
- Up to 15% savings across participating restaurants
- 0.5% cashback on spends including dining
FEES
- Joining fee: Will be informed at the time of sourcing the card
- Annual fee: ₹500 is billed in the first month of card issuance and incrementally every 12 months thereafter
ELIGIBILITY
- Age: Above 18 years of age
- Applicant must be an Indian citizen
KOTAK FEAST GOLD CREDIT CARD
DINING BENEFITS
- 10 dining points for every ₹100 spent on dining and movies
- 1 dining point = ₹1
- Maximum dining points one is eligible for is 600 dining points
- Easy access anywhere and anytime – Coffee shops/ fast food joints/ pubs/ restaurants
FEES
- Joining fee: NIL
- Annual fee: ₹499
ELIGIBILITY
- Age bracket: 21 – 65 years
- Applicant must be an Indian resident
- Add-on-card holders must be above 18 years of age
- Only for salaried individuals with an annual income of ₹3 lakhs or more
AXIS BANK MY ZONE CREDIT CARD
DINING BENEFITS
- 40% off on all food deliveries at Swiggy
- Maximum discount is capped at ₹120 per order and the offer is only applicable on spends more than ₹200
- One can avail this offer up to 4 times a monthÂ
- Up to 20% off at partner restaurants in India
FEES
- Joining fee: ₹500
- Annual fee: 1st year – NIL
       2nd year onwards: ₹500
ELIGIBILITY
- Age bracket: 18 – 70 years
- Applicant can be an Indian resident or a non- resident
- Add-on-card holders must be above 15 years of age
ICICI BANK RUBYX CREDIT CARD
DINING BENEFITS
- Minimum discount of 15% on food bills at partner restaurants
- 30% off on food orders done through Zomato, up to a maximum of ₹100 per order
- 50% off on Zomato Gold membership
- 20% off on orders of ₹500 or more on Swiggy
- 20% off on Culinary Treats Sunday Brunches
FEES
- Joining fee: ₹3000 + applicable taxes
- Annual fee: 1st year – ₹3000
2nd year onwards – ₹2000 (waived off on spending more than ₹3 lakhs annually)
ELIGIBLITY
- Age: Above 23 years of age
- Applicant must be an Indian citizen
- Add-on-card holders must be above 18 years of age
- A salaried individual must have a minimum monthly salary of ₹50000
- A self-employed must have a minimum annual income of ₹5.5. lakhs
HDFC DINERS CLUB PRIVILEGE CREDIT CARD
DINING BENEFITS
- 2X reward points on weekend diningÂ
- 4 reward points for every ₹150 spent
- Complimentary annual membership of Zomato Pro
- Cult.fit vouchers on spends of over ₹40000 every month
FEES
- Joining fee/ renewal fee – ₹2500 + applicable taxes\
ELIGIBILITY
- For Salaried Indian nationals
- Age bracket: 21 – 60 years
- Net Monthly Income: more than ₹70000
- For Self Employed Indian nationals
- Age bracket: 21 – 65 years
- ITR: more than ₹8.4 lakhs p.a.
STANDARD CHARTERED ULTIMATE CREDIT CARD
DINING BENEFITS
- Up to 25% discount at top 250 restaurants in India
- 5 reward points for every ₹150 spentÂ
- 1 reward point = ₹1
FEESÂ
- Joining fee: ₹5000
- Renewal fee: ₹5000
ELIGIBILITY
- Age bracket: 21 – 65 years
- Applicants should have a stable monthly income
SBI SIMPLY CLICK CREDIT CARD
DINING BENEFITSÂ
- 10X rewards on online spends at Eazydiner
- E-voucher worth ₹2000 on annual online spends of ₹1 lakh
FEES
- Annual fee (one time): ₹499
- Renewal fee: ₹499 (waived off on annual spends of more than ₹1 lakh)
ELIGIBILITY
- Available to salaried and self-employed individuals
- A salaried individual must have a minimum monthly salary of ₹20000
- A self-employed must have a minimum monthly income of ₹30000
These are the top 10 credit card in India that provide innumerable offers and benefits on dining. Some of these cards also provide an umbrella coverage and they have a range of offers on travel, entertainment, shopping, etc. So, you can choose your ideal card after taking into consideration these other benefits too.
